There is a program called shadow which will rent someone a nice windows computer for 15 dollars a month in my case. Now that is over 5 years of rent to buy a comparable coputer. One must also add hardware failures and the cost of electricity. Now one needs a andriod tv as a monitor and a device to run the shadow program but the tv has other uses as well. I am sure that they back up all of ones data too. One could also set up a raspberry pi computer to run shadow and use any dumb tv as a monitor. I am too old to ues a desktop as I use a laptop so I can be comfortable in my bed. I been waiting for this ever since I seen the term cloud computing. I hope there will be a day soon when there will be a computer and router on a utility pole outside my house and the only thing I will need to set this up is a router security password.